Advise uk 2 accidents roughly one month apart?

Posted: 05 Feb 2014 05:01 AM PST

Both due to black ice as I wrk in the community.. First car was cat d write off although non fault due to raised concrete manhole causing damage.. Second car slid into concrete wall.. What affect (I knw it will be highly likely to b bad) or how much do u think insurance prem will rise I do have business insurance in my own name..